If you want to be a money-saving hero… sometimes it’s just a matter of learning a new way to do it.
We’ve researched multiple avenues that could result in more cash in your pocket. (Remember, saving may come in many forms.)
Stick to the process and you could have more money padding your pocket by the time you’re done.
Stop overpaying when you shop online
Shopping online has its perks. It’s super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don’t always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it’ll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you’re buying is available cheaper somewhere else.
Capital One Shopping is free to use and won’t show you ads. Add it today and stop overpaying!
Ask a company to pay off your credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.2
How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.
Pay no interest until 2025
Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 17.24% – 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).
Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 17.24% – 28.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2025!
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.24% – 28.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there’s no annual fee.
Earn cash back when you pay rent, buy groceries, or get gas
Want to earn cash back when you pay your rent, buy groceries, or get gas without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month3— up to an extra $360 a year!
With soaring housing and grocery prices, your wallet is probably feeling the sting. But by using your new debit card ASAP, you could be earning actual cash back on these essential purchases. A potential extra $360 a year could provide nearly free groceries for weeks.
This generous checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, no monthly fees, and over 60K fee-free ATMs.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score. (Just remember to use your new card within 45 days!)
Earn $200 cash rewards bonus with this incredible card
There’s a credit card that’s making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.
The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That’s one of the best cash rewards options available.
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There’s no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Earn potentially $1,000s for basically free by opening this account as early as possible in life
You can turn your existing money into even more money, by basically doing nothing. Yes, it sounds insane. But it’s true — and it all depends on how early in life you open a high yield savings account.
The CloudBank 24/7 high yield savings account offers a rare 5.24%APY4 — compare that to the national average APY of 0.46% (as of May 16, 2024). This could be worth hundreds, even thousands of dollars in practically passive income.
This is all thanks to compound interest — the earlier in life you start putting money into this type of account, the more you can earn over time. As Ben Franklin put it, “Money makes money. And the money that money makes, makes money.” Bam.
Let’s say you put $50,000 into a high yield account at 5.00% APY at 30-years-old. Then, you contribute $5,000 a year, every year, until age 50. With interest compounding daily, you’d walk away with $303,466.67! But … if you start at age 45, you’d only have $91,898.37.
Open an account today — the sooner, the better. CloudBank 24/7 is powered by Raisin’s savings marketplace, there are NO fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance, CloudBank 24/7 provides a more secure online banking experience and a safer place to store your extra cash.
Don’t let home repairs drain your bank account
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.5
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the “Best Home Warranty Companies” by US News 360 Reviews and were awarded Best Company’s 2020 Consumer’s Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
An internet deal this good doesn’t come around often — and the more you learn about it, the more you’ll be worried about missing out.
With T-Mobile’s 5G Home Internet,6you can get high-speed, 5G home internet for as little as $40 per month — and as a welcome bonus, you’ll earn a $200 prepaid Mastercard.
Think switching is a hassle? Not with this offer: T-Mobile will cover up to $750 in termination fees from your current provider and charge $0 to ship you the 5G Wi-Fi Gateway.
What about rate increases? There are none: T-Mobile offers to lock your rate for the lifetime of the plan.
Just think about how many years (or decades) you could have a low-priced internet plan for. Now imagine looking back and thinking about how much you saved. Just make sure you don’t miss the deal.a